Your Dreams, Our Expertise: Partnering for Financial Freedom

At Starter Finance, we’re revolutionizing finance, not just for Zambia, but for the entire region. We understand the struggle of securing quick, secure, and hassle-free financing. That’s why we’re more than just a lender – we’re your partner in making your financial dreams a reality.

Ready to experience a different kind of finance company?

Apply in 3 steps

Apply in Minutes

Fill out and submit the loan application form.

Verify and Approve

Our team will go through your submitted form and give feedback via email or phone call if your loan request is either successful or unsuccessful.

Receive Your Money

Cash within minutes after the approval process is completed.

Eligibility:

Employment Status: Employed by the government(GRZ).

Minimum Employment Period: Must have a minimum of 3 months of continuous employment.

Regular Income: You need to have a steady income from your employment to qualify for a salary advance.

Bank Account: You must have an active bank account.

Requirements:

Complete and submit an application form provided by Starter Finance Limited.

Provide proof of your current employment status, such as a recent payslip or an introductory letter from your employer.

Identification: Present a valid form of identification, such as a driver’s license, passport, or National Registration Card (NRC).

Details of your bank account where the salary advance funds will be deposited, along with three months’ worth of bank statements.

Agreement: Review and sign an agreement outlining the terms and conditions of the salary advance, including repayment terms.

Our Services

Salary Advance Loan

A personal loan short to medium-term unsecured loan (no collateral) that you can use to meet current financial needs.

Payroll Based Loans

A unique financial solution designed to offer employees quick access to funds based on their upcoming payroll. With our payroll-based loan service, employees can easily apply for a loan using their future paycheck as collateral.

Short term Loan

Get quick cash with Starter Finance Limited’s short-term loans. Flexible repayment options and fast approval make getting the funds you need easy. Trust us for financial assistance when you need it most.

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